Securities offered through Interlink Securities, a division of MMC Securities Corp., Member FINRA/SIPC. Main Office: 1166 Avenue of the Americas, New York, NY 10036, (212) 345-5000. Variable insurance products distributed through Interlink Securities Corp. (Interlink Insurance and Financial Services in California.) MMC Securities Corp., Interlink Securities Corp., Marsh Private Client Life Insurance Services and Marsh are affiliated companies owned by Marsh & McLennan Companies, Inc.
Statements concerning tax, accounting, and legal matters should be understood to
be general observations based solely on our experience as insurance brokers and
risk consultants and should not be relied upon as tax, accounting, or legal
advice, which we are not authorized to provide. All such matters should be
reviewed with your own qualified tax, accounting, and legal advisors in these
areas.
AGREEMENT BETWEEN USER AND MARSH PRIVATE CLIENT LIFE INSURANCE SERVICES.
The Marsh Private Client Life Insurance Services Web Site is comprised of
various Web pages operated by Marsh Private Client Life Insurance Services.
The Marsh Private Client Life Insurance Services Web Site is offered to you
conditioned on your acceptance without modification of the terms, conditions,
and notices contained herein. Your use of the Marsh Private Client Life
Insurance Services Web Site constitutes your agreement to all such terms,
conditions, and notices.
MODIFICATION OF THESE TERMS OF USE
Marsh Private Client Life Insurance Services reserves the right to change the
terms, conditions, and notices under which the Marsh Private Client Life
Insurance Services Web Site is offered, including but not limited to the charges
associated with the use of the Marsh Private Client Life Insurance Services Web
Site.
LINKS TO THIRD PARTY SITES
The Marsh Private Client Life Insurance Services Web Site may contain links to
other Web Sites ("Linked Sites"). The Linked Sites are not under the control of
Marsh Private Client Life Insurance Services and Marsh Private Client Life
Insurance Services is not responsible for the contents of any Linked Site,
including without limitation any link contained in a Linked Site, or any changes
or updates to a Linked Site. Marsh Private Client Life Insurance Services is not
responsible for webcasting or any other form of transmission received from any
Linked Site. Marsh Private Client Life Insurance Services is providing these
links to you only as a convenience, and the inclusion of any link does not imply
endorsement by Marsh Private Client Life Insurance Services of the site or any
association with its operators.
NO UNLAWFUL OR PROHIBITED USE
As a condition of your use of the Marsh Private Client Life Insurance Services
Web Site, you warrant to Marsh Private Client Life Insurance Services that you
will not use the Marsh Private Client Life Insurance Services Web Site for any
purpose that is unlawful or prohibited by these terms, conditions, and notices.
You may not use the Marsh Private Client Life Insurance Services Web Site in any
manner which could damage, disable, overburden, or impair the Marsh Private
Client Life Insurance Services Web Site or interfere with any other party's use
and enjoyment of the Marsh Private Client Life Insurance Services Web Site. You
may not obtain or attempt to obtain any materials or information through any
means not intentionally made available or provided for through the Marsh Private
Client Life Insurance Services Web Sites.
USE OF COMMUNICATION SERVICES
The Marsh Private Client Life Insurance Services Web Site may contain bulletin
board services, chat areas, news groups, forums, communities, personal web
pages, calendars, and/or other message or communication facilities designed to
enable you to communicate with the public at large or with a group
(collectively, "Communication Services"), you agree to use the Communication
Services only to post, send and receive messages and material that are proper
and related to the particular Communication Service. By way of example, and not
as a limitation, you agree that when using a Communication Service, you will
not:
-
Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights
(such as rights of privacy and publicity) of others.
-
Publish, post, upload, distribute or disseminate any inappropriate, profane,
defamatory, infringing, obscene, indecent or unlawful topic, name, material
or information.
-
Upload files that contain software or other material protected by
intellectual property laws (or by rights of privacy of publicity) unless you
own or control the rights thereto or have received all necessary consents.
-
Upload files that contain viruses, corrupted files, or any other similar
software or programs that may damage the operation of another's computer.
-
Advertise or offer to sell or buy any goods or services for any business
purpose, unless such Communication Service specifically allows such
messages.
-
Conduct or forward surveys, contests, pyramid schemes or chain letters.
-
Download any file posted by another user of a Communication Service that you
know, or reasonably should know, cannot be legally distributed in such
manner.
-
Falsify or delete any author attributions, legal or other proper notices or
proprietary designations or labels of the origin or source of software or
other material contained in a file that is uploaded.
-
Restrict or inhibit any other user from using and enjoying the Communication
Services.
-
Violate any code of conduct or other guidelines which may be applicable for
any particular Communication Service.
-
Harvest or otherwise collect information about others, including e-mail
addresses, without their consent.
-
Violate any applicable laws or regulations.
Marsh Private Client Life Insurance Services has no obligation to monitor the
Communication Services. However, Marsh Private Client Life Insurance Services
reserves the right to review materials posted to a Communication Service and to
remove any materials in its sole discretion. Marsh Private Client Life Insurance
Services reserves the right to terminate your access to any or all of the
Communication Services at any time without notice for any reason whatsoever.
Marsh Private Client Life Insurance Services reserves the right at all times to
disclose any information as necessary to satisfy any applicable law, regulation,
legal process or governmental request, or to edit, refuse to post or to remove
any information or materials, in whole or in part, in Marsh Private Client Life
Insurance Services' sole discretion.
Always use caution when giving out any personally identifying information about
yourself or your children in any Communication Service. Marsh Private Client
Life Insurance Services does not control or endorse the content, messages or
information found in any Communication Service and, therefore, Marsh Private
Client Life Insurance Services specifically disclaims any liability with regard
to the Communication Services and any actions resulting from your participation
in any Communication Service. Managers and hosts are not authorized Marsh
Private Client Life Insurance Services spokespersons, and their views do not
necessarily reflect those of Marsh Private Client Life Insurance Services.
Materials uploaded to a Communication Service may be subject to posted
limitations on usage, reproduction and/or dissemination. You are responsible for
adhering to such limitations if you download the materials.
MATERIALS PROVIDED TO MARSH PRIVATE CLIENT LIFE INSURANCE SERVICES OR POSTED AT
ANY MARSH PRIVATE CLIENT LIFE INSURANCE SERVICES WEB SITE
Marsh Private Client Life Insurance Services does not claim ownership of the
materials you provide to Marsh Private Client Life Insurance Services (including
feedback and suggestions) or post, upload, input or submit to any Marsh Private
Client Life Insurance Services Web Site or its associated services (collectively
"Submissions"). However, by posting, uploading, inputting, providing or
submitting your Submission you are granting Marsh Private Client Life Insurance
Services, its affiliated companies and necessary sublicensees permission to use
your Submission in connection with the operation of their Internet businesses
including, without limitation, the rights to: copy, distribute, transmit,
publicly display, publicly perform, reproduce, edit, translate and reformat your
Submission; and to publish your name in connection with your Submission.
No compensation will be paid with respect to the use of your Submission, as
provided herein. Marsh Private Client Life Insurance Services is under no
obligation to post or use any Submission you may provide and may remove any
Submission at any time in Marsh Private Client Life Insurance Services' sole
discretion.
By posting, uploading, inputting, providing or submitting your Submission you
warrant and represent that you own or otherwise control all of the rights to
your Submission as described in this section including, without limitation, all
the rights necessary for you to provide, post, upload, input or submit the
Submissions.
LIABILITY DISCLAIMER
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE
THROUGH THE MARSH PRIVATE CLIENT LIFE INSURANCE SERVICES WEB SITE MAY INCLUDE
INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE
INFORMATION HEREIN. MARSH PRIVATE CLIENT LIFE INSURANCE SERVICES AND/OR ITS
SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE MARSH PRIVATE CLIENT LIFE
INSURANCE SERVICES WEB SITE AT ANY TIME. ADVICE RECEIVED VIA THE MARSH PRIVATE
CLIENT LIFE INSURANCE SERVICES WEB SITE SHOULD NOT BE RELIED UPON FOR PERSONAL,
MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE
PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.
MARSH PRIVATE CLIENT LIFE INSURANCE SERVICES AND/OR ITS SUPPLIERS MAKE NO
REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS,
AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED
GRAPHICS CONTAINED ON THE MARSH PRIVATE CLIENT LIFE INSURANCE SERVICES WEB SITE
FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH
INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS
IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. MARSH PRIVATE CLIENT LIFE
INSURANCE SERVICES AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND
CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND
RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF
MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL MARSH
PRIVATE CLIENT LIFE INSURANCE SERVICES AND/OR ITS SUPPLIERS BE LIABLE FOR ANY
DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY
DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA
OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE
OF THE MARSH PRIVATE CLIENT LIFE INSURANCE SERVICES WEB SITE, WITH THE DELAY OR
INABILITY TO USE THE MARSH PRIVATE CLIENT LIFE INSURANCE SERVICES WEB SITE OR
RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY
INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH
THE MARSH PRIVATE CLIENT LIFE INSURANCE SERVICES WEB SITE, OR OTHERWISE ARISING
OUT OF THE USE OF THE MARSH PRIVATE CLIENT LIFE INSURANCE SERVICES WEB SITE,
WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN
IF MARSH PRIVATE CLIENT LIFE INSURANCE SERVICES OR ANY OF ITS SUPPLIERS HAS BEEN
ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT
ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL
DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH
ANY PORTION OF THE MARSH PRIVATE CLIENT LIFE INSURANCE SERVICES WEB SITE, OR
WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE
USING THE MARSH PRIVATE CLIENT LIFE INSURANCE SERVICES WEB SITE.
SERVICE CONTACT : chad.zenner@marshpm.com
TERMINATION/ACCESS RESTRICTION
Marsh Private Client Life Insurance Services reserves the right, in its sole
discretion, to terminate your access to the Marsh Private Client Life Insurance
Services Web Site and the related services or any portion thereof at any time,
without notice. GENERAL To the maximum extent permitted by law, this agreement
is governed by the laws of the State of Washington, U.S.A. and you hereby
consent to the exclusive jurisdiction and venue of courts in King County,
Washington, U.S.A. in all disputes arising out of or relating to the use of the
Marsh Private Client Life Insurance Services Web Site. Use of the Marsh Private
Client Life Insurance Services Web Site is unauthorized in any jurisdiction that
does not give effect to all provisions of these terms and conditions, including
without limitation this paragraph. You agree that no joint venture, partnership,
employment, or agency relationship exists between you and Marsh Private Client
Life Insurance Services as a result of this agreement or use of the Marsh
Private Client Life Insurance Services Web Site. Marsh Private Client Life
Insurance Services' performance of this agreement is subject to existing laws
and legal process, and nothing contained in this agreement is in derogation of
Marsh Private Client Life Insurance Services' right to comply with governmental,
court and law enforcement requests or requirements relating to your use of the
Marsh Private Client Life Insurance Services Web Site or information provided to
or gathered by Marsh Private Client Life Insurance Services with respect to such
use. If any part of this agreement is determined to be invalid or unenforceable
pursuant to applicable law including, but not limited to, the warranty
disclaimers and liability limitations set forth above, then the invalid or
unenforceable provision will be deemed superseded by a valid, enforceable
provision that most closely matches the intent of the original provision and the
remainder of the agreement shall continue in effect. Unless otherwise specified
herein, this agreement constitutes the entire agreement between the user and
Marsh Private Client Life Insurance Services with respect to the Marsh Private
Client Life Insurance Services Web Site and it supersedes all prior or
contemporaneous communications and proposals, whether electronic, oral or
written, between the user and Marsh Private Client Life Insurance Services with
respect to the Marsh Private Client Life Insurance Services Web Site. A printed
version of this agreement and of any notice given in electronic form shall be
admissible in judicial or administrative proceedings based upon or relating to
this agreement to the same extent an d subject to the same conditions as other
business documents and records originally generated and maintained in printed
form. It is the express wish to the parties that this agreement and all related
documents be drawn up in English.
COPYRIGHT AND TRADEMARK NOTICES:
All contents of the Marsh Private Client Life Insurance Services Web Site are:
Copyright 2011 by Marsh Private Client Life Insurance Services, a part of the
Marsh U.S. Consumer division of Marsh & McLennan companies, and/or its
suppliers. All rights reserved.
TRADEMARKS
The names of actual companies and products mentioned herein may be the
trademarks of their respective owners.
The example companies, organizations, products, people and events depicted
herein are fictitious. No association with any real company, organization,
product, person, or event is intended or should be inferred.
Any rights not expressly granted herein are reserved.
NOTICES AND PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT INFRINGEMENT
Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of
claimed copyright infringement under United States copyright law should be sent
to Service Provider's Designated Agent. ALL INQUIRIES NOT RELEVANT TO THE
FOLLOWING PROCEDURE WILL RECEIVE NO RESPONSE. See Notice and Procedure for
Making Claims of Copyright Infringement.
Copyright 2011 by Marsh Private Client Life Insurance Services
Terms Of Use
AR Ins. Lic. #245886
CA Ins. Lic. #0250553
http://www.marshpclis.com
